1
vote
2answers
50 views
Take new loan to pay off old one, what would you do in this scenario?
Hi,
This is my current loan.
Loan Amount : £11,750
Total Interest : £6,422.40
Interest Rate : 21.2% per year
Total : £18,172.40
Pay per month : £306.19
Term : 60 months (5 years …
4
votes
2answers
74 views
What are some good, easy to use personal finance software? [UK]
I've looked at various personal finance management software, but all seem far too complex / over the top.
I've tried Microsoft Money, that was too heavy.
Also tried GNUCash (free …
1
vote
1answer
17 views
Do distance selling protection regulations work across borders?
When buying online in the UK, purchases are covered by the distance selling regulations, which basically give you 14 days to return or annul an agreement or purchase made online.
…
2
votes
1answer
52 views
Cashing in unused holiday days when leaving a job: how not to get ripped off? [UK]
Hi,
If you leave your job, and have several days holiday left, how can you be sure to get them?
For example, you have a 1 months notice period, and you have 15 days holiday left, …
4
votes
5answers
129 views
When will the U.K. convert to the Euro as an official currency?
When will the United Kingdom switch to using the Euro? The main group of European countries have adopted it as a common currency and it appears this is the future direction. If n …
3
votes
2answers
42 views
Can you recommend a good broker through which a UK company can trade in US stock markets?
Anybody can recommend a good broker through which a UK company can trade in US stock markets?
3
votes
1answer
31 views
Any good replacements for Microsoft Money that will work well for the U.K.?
I use MS-Money to track my account and investments, as Microsoft is just about to kill MS-Money, what are the good replacements?
I need a product that can cope with the fact I liv …
5
votes
3answers
173 views
I’m 23, living at home, and still can’t afford my own property. What could I do?
Most of my friends have their own places, either rented or mortgage.
Should I be concerned that I still live at home?
I bring home around £1300 after tax, £400 of that goes on ca …
2
votes
1answer
29 views
UK income tax & charitable donations: How much is income tax reduced by donations?
To continue the theme...
In the UK, how much is income tax reduced by charitable donations?
When filing, are there any special requirements to qualify for the deduction or credit …
3
votes
1answer
26 views
Online calculators for child benefits in the U.K.?
(I've also asked this on Moms4Mom)
I've been reading through the various benefits available for parents in the UK. It all seems to be hilariously complicated.
I know I could plug …
2
votes
1answer
20 views
Claiming mileage allowances, what are the rules/guidelines?
Hi,
For my job, I often have to visit clients around the UK, normally for a couple of days at a time, so most of the time I will use my own car to drive there and back.
My compan …
2
votes
2answers
36 views
Paying off loans early, or is there some way to reduce extortionate interest charges?
I bought a car about 2 years ago on finance. The car was priced at £11k and I was very quick to jump at the chance rather than thinking.
Over the 5 year period I'm paying over £18 …
2
votes
0answers
16 views
List of self-select stocks & shares ISA providers? [UK]
I am looking for a ISA provider where I can invest in the UK and the US stock market, has anyone got a list with charges and links.
(ISA are only of interest to people that live i …
5
votes
1answer
33 views
How do I know my Citi credit card account number, for setting up a Virtual Account Number?
I have a credit card from Citibank, and I want to create an Online Account¹ (a virtual credit card number) but it asks me for my "Credit Card Account Number". Upon entering my …
3
votes
3answers
73 views
Do I have to pay taxes on income from my website or profits?
I've started to generate a small amount of revenue on my website, I'm obviously tracking my income and expenses, but I'm not certain whether I need to declare this income to Inland …
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