3
votes
3answers
67 views
What is title insurance, and should I get title insurance for my home?
I have just sold my house and bought a new one. The lawyer I am working with to do all the necessary paperwork has sent me something about "Title Insurance". I am not quite sure …
2
votes
1answer
109 views
What is the difference between Freddie Mac, Fannie Mae and Ginnie Mae? [US]
What is the difference between the various US housing agencies nick-named "Freddie Mac", "Fannie Mae" and "Ginnie Mac"? How have they been affected by the sub-prime mortgage crisi …
6
votes
6answers
91 views
Homeowners: How did YOU get a deposit for your home?
How did you get a deposit for your first home?
Inheritance?
Separate Loan?
Hard savings?
Some other way?
Can you share any experiences? Is it a good idea to open up an ISA spec …
1
vote
1answer
40 views
What is mortgage insurance? Do you have to have it, in order to be approved by a bank?
What does mortgage insurance do? Whom does it protect? Do I need it? MUST I have it, in order to be approved by a bank for a mortgage with them?
4
votes
3answers
35 views
Homeowners: How can you protect yourself from a financial worst-case scenario?
Say your a home-owner, a first time buyer. You've just got your first flat and your about 1 year into your 25 year mortgage.
Suddenly, something goes wrong with your job, and your …
