Tagged Questions

2
votes
1answer
27 views

Is there a free online credit report service in Canada?

This question refers to the AnnualCreditReport.com service in the United States. Similarly, is there a free online credit report service in Canada?
2
votes
2answers
43 views

Are there advantages to getting a “secured” credit card, if you have poor credit?

I've heard about "secured" credit cards - where you basically pre-pay the amount of your "credit card" limit - surely your use of this type of card is evident on your credit report …
3
votes
3answers
67 views

How can one get their FICO/credit scores for free? (really free)

TV and the web are filled with ads promising to give you a free copy of your credit report. Unfortunately, instead of being wholly free, they are actually free trials, which means …
2
votes
5answers
51 views

What are good tips for someone starting out to establish good credit history?

When you started out on your own, whether it was moving out of home for the first time or getting that first job what things did you do that helped your credit rating/history?
6
votes
1answer
24 views

What is the best way to go about cleaning up a poor credit rating?

Is it true that poor decisions you make now can affect you for up to seven years? Can they negatively-affect one beyond then? What are some steps one could take to repair the dam …
4
votes
2answers
18 views

What is a FICO score and how is it related to a credit report?

What is a FICO score and how is it related to a credit report?