Tagged Questions

2
votes
1answer
19 views

How do I get a US credit or debit card if I reside outside the US?

I am from Hungary and I would like to purchase sometimes from US web services like iTunes and so on. They require US cards and billing address. Is it possible to have one without t …
2
votes
2answers
22 views

Received email from credit card company: “URGENT: Your Master Card SecureCode Password has expired!” Is it legitimate?

(Public service announcement) I received an email titled "URGENT: Your Master Card SecureCode Password has expired!" The email body is an image. Is it legitimate?
4
votes
0answers
30 views

Is there any site you can find out about the ‘bonus features’ of credit cards?

I'm doing fairly well financially, and pay my credit cards off monthly, so to me they are less useful for financing and more useful as a matter of convenience. As such, I'd like to …
3
votes
1answer
39 views

Are the new “Smart” or “Chip” Credit Cards better from a security standpoint?

The new Chip credit cards are being introduced to provide better security to consumers, merchants and credit card vendors. Sample Card: Card Reader & PIN Entry: Are th …
3
votes
2answers
62 views

What is the difference between a charge card and a credit card?

There used to be a type of card that was offered called a "charge" card, how is that different from a credit card?
5
votes
4answers
159 views

I received an email from my credit card company titled “URGENT: Your VbV VISA Password has expired!” Is it legitimate?

I received an email titled "URGENT: Your VbV VISA Password has expired!" The email reads (in an image): VISA Verified by Visa® (VbV) Service Verified by Visa (VbV) i …
4
votes
2answers
34 views

Are credit card rewards taxable?

There have been several questions about reward point/loyalty programs offered by credit cards Best Travel Point Credit Cards Best Reward Benefit Credit Cards Easy Comparison of R …
5
votes
4answers
49 views

I keep receiving letters from banks saying I’m pre-approved for credit. Is this junk mail? Are they allowed to do this?

It's scary, because they have my name and address, and if they've pre-approved me, they must have a lot more than that. Am I safe to throw this away as junk mail? Are these ran …
3
votes
3answers
53 views

Help! I’ve cancelled their service, but this company continues to bill my credit card an annual fee. What can I do?

An alarm company I've long since cancelled continues to bill my credit card, year after year, claiming they never received my emailed cancellation. What is available to me through …
2
votes
2answers
43 views

Are there advantages to getting a “secured” credit card, if you have poor credit?

I've heard about "secured" credit cards - where you basically pre-pay the amount of your "credit card" limit - surely your use of this type of card is evident on your credit report …
3
votes
3answers
61 views

Which reward / benefits credit card is the best value for the money in Canada?

Which card do you use and why? Some cards are similar but some not. This will also be affected by personal preference, so indicate why you chose a certain card vs. another e.g. i …
1
vote
2answers
19 views

Is there an easy way to compare store or credit card loyalty programs? How can I tell which is best?

Surely someone has come up with a spreadsheet or calculator to run comparisons?
5
votes
1answer
33 views

How do I know my Citi credit card account number, for setting up a Virtual Account Number?

I have a credit card from Citibank, and I want to create an Online Account¹ (a virtual credit card number) but it asks me for my "Credit Card Account Number". Upon entering my …
5
votes
6answers
69 views

How many credit cards is it reasonable to have?

Is there a right number of credit cards to hold? (Please don't say zero :) What would be the excessive number of credit cards, or how else would you judge enough is enough? If I ha …
4
votes
3answers
38 views

How old must you be to apply for a bank credit card, store credit, or cash advance loan?

I am the parent to one child and one young teen, and I don't want either of them to be able to apply for credit (and potentially soil their credit ratings) before they are mature e …

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