Tagged Questions

2
votes
0answers
21 views

My Ontario small business collects only PST (beneath GST threshold). How will HST affect me?

I own a small business in Ontario and make less than $30,000 per year. I only charge the PST Will I be affected by the new HST and if so, how ? ==================== Also: …
2
votes
1answer
45 views

Ontario gas prices & HST: What will happen to prices at the pump on July 1, 2010?

When the HST comes into effect on July 1, 2010 will gas prices at the pump be affected immediately?
6
votes
6answers
126 views

Where can I park my rainy-day / emergency fund? Savings accounts don’t generate much interest.

Savings accounts don't seem to generate much interest. What other options do I have for my emergency fund?
2
votes
1answer
30 views

What are good strategies to maximize cross border shopping benefits? [Canada]

Depending the length of one's visit to the US from Canada there are different limits and different exemptions. This also assumes that the price discount is worth it. What strateg …
0
votes
1answer
81 views

Child care expenses: How much deduction can be claimed on tax return? [Canada]

How much deduction can be claimed for child care expenses on a Canadian income tax return, for 2009? Does it vary by province? Are receipts required to claim a child care expense …
4
votes
1answer
51 views

Is there something similar to Mint.com for Canada?

Mint.com sounds like an interesting service, but it doesn't look like it works in Canada. Is there an alternative for us?
2
votes
2answers
64 views

Can I reuse Postage-Paid or Business Reply Mail (BRM) envelopes in Canada?

I often get "Postage-Paid" or Business Reply Mail envelopes with junk mail. Is it legal to cross off the address and re-use the envelope? I have a ton of these and seems a sh …
2
votes
2answers
30 views

Group (pooled) RESP plans in Canada: Education savings advantages & disadvantages?

I'm familiar with the Individual and Family types of Registered Education Savings Plans (RESPs). There's also a third type: Group (pooled) RESPs, which I mentioned in this answer. …
2
votes
1answer
23 views

How do LIRA/LRSP’s differ from RRSP’s?

I have heard of Locked In Retirement Accounts (LIRAs) also known as Locked-in Retirement Savings Plans (LRSPs) Registered Retirement Savings Plans (RRSPs) How are they differe …
3
votes
1answer
50 views

Which non-bank-specific online money management applications work for Canadian banks?

Mint.com has languished for years (over three now) in not supporting Canadian banks. Given that we only have a few, you would think it to be a small amount of work. Which online b …
3
votes
2answers
87 views

What’s the maximum income one can have and not have to file a tax return? [Canada]

I'm starting a home-based business and make very little. Do I have to worry about income tax?
3
votes
1answer
47 views

Regular contribution threshold for ETF vs Index Mutual Fund?

I've seen enough info out there comparing lump-sum investments into ETFs vs mutual funds with respect to broker commissions in the case of ETFs, and the discrepancy between MERs be …
3
votes
4answers
132 views

When will Canada convert to the U.S. Dollar as an official currency?

(note I really don't want this to sound argumentative, I'm genuinely interested. The title is simply a follow up to this question and my answer. To the Canadian users of this site …
2
votes
1answer
27 views

Is there a free online credit report service in Canada?

This question refers to the AnnualCreditReport.com service in the United States. Similarly, is there a free online credit report service in Canada?
1
vote
1answer
26 views

Canada: New mortgage qualification rules, 2010: Why, what, & when in effect?

Earlier today, the Canadian federal Finance Minister Jim Flaherty announced new mortgage qualification rules for Canada. Why were new rules introduced? What are the new rules bei …

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