canada Questions - Basically Money most recent 30 from http://www.basicallymoney.com 2010-07-31T11:42:18Z http://www.basicallymoney.com/feeds/tag/canada http://www.creativecommons.org/licenses/by-nc/2.5/rdf http://www.basicallymoney.com/questions/2278/ontario-hst-rebate-hst-check-and-bankruptcy-again Ontario HST rebate: HST check and bankruptcy? [again] Tracy 2010-07-29T17:02:51Z 2010-07-29T20:05:53Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1909/ontario-hst-rebate-if-we-filed-for-bankruptcy-will-we-get-the-rebate" rel="nofollow">Ontario HST rebate: If we filed for bankruptcy, will we get the rebate?</a> </p> </blockquote> <p>hi i was wondering if i would still b qualified for HST check if my husband filed brankrupcy and i filed my income near the end of June? i did get a GST check in my account about a week ago...so am i still qualified for the HST check</p> http://www.basicallymoney.com/questions/2039/ontario-hst-rebate-my-husband-is-moving-to-canada-and-does-not-yet-file-canadian Ontario HST rebate: My husband is moving to Canada and does not yet file Canadian taxes. Will we still qualify for the HST rebate? Zana 2010-06-15T20:59:22Z 2010-07-28T09:22:26Z <p>I was just married this past October, but my husband is from the US and would obviously not have filed for income tax in Canada. As he is trying to immigrate here, I am currently the sole support for our family. From reading other answers regarding couples where one partner has not filed their taxes, it sounds as though I will not be receiving the rebate as there will only ever be one set of income taxes filed until my husband is accepted as a permanent resident and can apply for his Social Insurance Number.</p> http://www.basicallymoney.com/questions/2160/is-the-gst-credit-any-higher-than-usual-starting-july-2010 Is the GST credit any higher than usual starting July 2010? April 2010-06-27T18:10:22Z 2010-07-24T01:11:32Z <p>I've heard through the grapevine that starting July 2010 GST credit cheques will be higher than usual because of this new HST? Does anyone have a confirmed answer to this? Thank you.</p> http://www.basicallymoney.com/questions/2268/ontario-hst-rebate-didnt-get-it-yet-should-i-contact-anyone Ontario HST rebate: Didn't get it yet. Should I contact anyone? Dave L 2010-07-23T15:23:16Z 2010-07-23T17:15:26Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1888/ontario-hst-rebate-i-didnt-get-my-rebate-what-phone-number-can-i-call" rel="nofollow">Ontario HST rebate: I didn&rsquo;t get my rebate. What phone number can I call?</a> </p> </blockquote> <p>My neighbour just asked me if we received our HST cheque and realized that we had not. Should I contact someone or just wait? I'm not in a hurry, but would like to know since it is July 23, 2010. Thanks.</p> http://www.basicallymoney.com/questions/1488/what-are-good-monthly-income-funds-canada What are good Monthly Income Funds? [Canada] sharam 2010-04-21T01:59:29Z 2010-07-23T08:47:19Z <p>I would like to invest $100000 cash in a monthly income generating mutual fund which is low risk - I read that some pay div , interest and return of capital. Can I have the names of three funds that are tax efficient and low risk and one that pays a 4 to 6 cents dividend per unit per month and one to consider purchasing outside the RRSP. I know that stocks and mutual funds are not guaranteed like GICs. So I am more interested in preserving my capital and yet receive a decent monthly payout.</p> http://www.basicallymoney.com/questions/1909/ontario-hst-rebate-if-we-filed-for-bankruptcy-will-we-get-the-rebate Ontario HST rebate: If we filed for bankruptcy, will we get the rebate? dunlop99 2010-06-10T16:41:37Z 2010-07-23T01:22:32Z <p>If my husband and I filed for bankruptcy, will we get the HST rebate?</p> http://www.basicallymoney.com/questions/2265/ontario-hst-rebate-still-no-rebate-cheque-received Ontario HST rebate: Still no rebate cheque received? katherine casey 2010-07-22T13:47:53Z 2010-07-22T15:00:23Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1888/ontario-hst-rebate-i-didnt-get-my-rebate-what-phone-number-can-i-call" rel="nofollow">Ontario HST rebate: I didn&rsquo;t get my rebate. What phone number can I call?</a> </p> </blockquote> <p>I filed my tax return on time (April 30/10) was assessed to owe taxes, which were paid in May 2010. I received notification of zero amount owing as payment was received, yet still never received the HST rebate.</p> <p>its now July 23, 2010, with nothing in sight. </p> <p>Why such a delay?</p> http://www.basicallymoney.com/questions/2246/what-is-the-difference-between-the-different-types-of-bank-in-canada What is the difference between the different types of bank in Canada? Zephyr 2010-07-13T16:13:37Z 2010-07-19T20:07:38Z <p>In Canada banks are referred to as tier 1 and tier 2. What are the differences between them? What services are they allowed to offer and not offer? Are all covered by the CDIC?</p> http://www.basicallymoney.com/questions/2248/ontario-sales-tax-transition-benefit-21-living-at-home-filed-my-own-taxes-w Ontario Sales Tax Transition Benefit: 21, living at home, filed my own taxes. Will I receive the HST rebate? Jess Vasquez 2010-07-13T19:29:27Z 2010-07-14T01:02:04Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1786/ontario-hst-rebate-does-each-person-in-the-same-home-get-the-hst-rebate-if-they" rel="nofollow">Ontario HST rebate: Does each person in the same home get the HST rebate if they file their own taxes?</a> </p> </blockquote> <p>I was curious, I am 21 and work part time but live at home.. my parents and i did our taxes on the same day however my parents received their OSTTB cheque. Will I receive one?</p> http://www.basicallymoney.com/questions/2232/ontario-hst-rebate-received-my-hst-credit-notice-shouldnt-i-be-eligible-for-t Ontario HST Rebate: Received my HST Credit Notice. Shouldn't I be eligible [for the HST Rebate]? [Confusing HST Rebate with GST/HST Credit] Marcel 2010-07-11T02:35:07Z 2010-07-11T12:22:43Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1888/ontario-hst-rebate-i-didnt-get-my-rebate-what-phone-number-can-i-call" rel="nofollow">Ontario HST rebate: I didn&rsquo;t get my rebate. What phone number can I call?</a> </p> </blockquote> <p>Just received a paper in the mail on Friday. "Goods and services Tax/Harmonized Sales Tax (GST/HST) Credit Notice"</p> <p>It says I DON'T qualify because my family net income is more than $45,125. I thought anyone who earns less than $160,000 should get a HST rebate cheque??? Shouldn't I be eligible for this? Neither my wife or myself have received any HST rebate cheque. :(</p> http://www.basicallymoney.com/questions/1718/ontario-sales-tax-transition-benefit-can-you-still-get-first-cheque-even-if-2009 Ontario Sales Tax Transition Benefit: Can you still get first cheque even if 2009 taxes are filed later? Roger 2010-05-31T13:39:57Z 2010-07-08T23:22:32Z <p>If a person hasn't filed his or her tax return for 2009 before the cheques are mailed out in June 2010, will they still receive the payment after they file the return, or are they out of luck?</p> http://www.basicallymoney.com/questions/2214/ontario-hst-rebate-are-there-exceptions-to-the-income-limits-e-g-after-job-los Ontario HST rebate: Are there exceptions to the income limits, e.g. after job loss? Pat Schmitt 2010-07-07T15:10:35Z 2010-07-08T15:20:39Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/2124/ontario-hst-rebate-how-to-compute-income-for-phase-out-range" rel="nofollow">Ontario HST rebate: How to compute income for phase out range?</a> </p> </blockquote> <p>My 2009 income included a one-time severance payment which made my net income over $80,000. According to your rules I now, do not qualify for the HST rebate, yet this was due to loss of my job and the severance payment has blown my 2009 income out of proportion as to the norm. Are there exceptions to this $80,000 limit when there are extenuating circumstances? </p> <p>Thank you</p> http://www.basicallymoney.com/questions/2219/ontario-hst-rebate-i-didnt-get-an-hst-cheque-am-i-not-eligible Ontario HST rebate: I didn't get an HST cheque. Am I not eligible? Dusty 2010-07-08T09:19:56Z 2010-07-08T13:06:12Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1888/ontario-hst-rebate-i-didnt-get-my-rebate-what-phone-number-can-i-call" rel="nofollow">Ontario HST rebate: I didn&rsquo;t get my rebate. What phone number can I call?</a> </p> </blockquote> <p>I filed my income tax may1 2010. I earned $7800 last year. I didnt get a HST cheque but I did get a GST cheque for July. Am I not eligible for the HST? I am single.</p> http://www.basicallymoney.com/questions/1873/is-the-hst-going-to-affect-college-or-university-tuition-fees-can-i-pay-early-to Is the HST going to affect college or university tuition fees? Can I pay early to avoid it? janet 2010-06-09T20:58:58Z 2010-07-08T00:22:31Z <p>I have been looking and can't find any info on whether HST is applied to college / university tuition. If so, can I pay by the end of June to avoid it?</p> http://www.basicallymoney.com/questions/65/when-does-ontarios-hst-come-into-effect When does Ontario's HST come into effect? Giablo 2009-10-14T00:11:20Z 2010-07-07T18:13:20Z <p>When does the HST become effective? Will all businesses start charging HST right away, and will it replace the 5% GST with a straight 13% tax for all services?</p> http://www.basicallymoney.com/questions/1827/ontario-hst-rebate-how-does-it-work-for-a-single-parent-with-joint-custody Ontario HST rebate: How does it work for a single parent with joint custody? james 2010-06-08T14:16:34Z 2010-07-07T00:22:27Z <p>I'm a single father with joint custody of my son... Just wondering what rebate I will get? ... the $100 or $300...?</p> http://www.basicallymoney.com/questions/1838/ontario-hst-rebate-is-eligibility-based-on-gross-or-net-income Ontario HST rebate: Is eligibility based on gross or net income? Anne 2010-06-08T23:00:10Z 2010-07-07T00:22:27Z <p>Is the HST rebate eligibility - of up to $166,000 combined income per couple - based on gross income or net income?</p> http://www.basicallymoney.com/questions/2207/gst-pst-payments-considered-personal-loss GST/PST payments considered personal loss jxg548 2010-07-05T23:41:11Z 2010-07-06T12:26:31Z <p>Long story short, five years ago I opened (and became administrator of) a corporation for a friend (he was in bankruptcy). I recently "reacquired control", only to discover no GST was ever paid, no income taxes paid, nothing filed, etc even though the company had revenues of 400-500k a year. Most of the money went to my "friend", either as checks written out by him to himself (he was a signing officer), ATM cash withdrawals or online banking payments/transfer. After crunching some rough numbers, best case scenario I owe (at least) 100k in GST/PST. I've begun talks with Revenu Quebec (this is in Montreal, Quebec) regarding monies owed. </p> <p>Question: </p> <p>Would I be able to deduct any GST/PST payments as a loss of some kind from my income? (I have a regular 40-hour week job.) </p> http://www.basicallymoney.com/questions/2205/ontario-hst-rebate-osttb-is-there-is-a-toll-free-number-to-call-we-still-have Ontario HST rebate / OSTTB: Is there is a toll free number to call? We still have not gotten our HST cheque, and we qualify. Julie Whiteside 2010-07-05T20:22:29Z 2010-07-05T22:47:17Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1888/ontario-hst-rebate-i-didnt-get-my-rebate-what-phone-number-can-i-call" rel="nofollow">Ontario HST rebate: I didn&rsquo;t get my rebate. What phone number can I call?</a> </p> </blockquote> <p>Is there is a toll free number to call? We still have not gotten our HST cheque from a month ago and we more than qualify.</p> http://www.basicallymoney.com/questions/1742/ontario-hst-rebate-im-a-single-individual-now-but-im-expecting-in-july-woul Ontario HST rebate: I'm a single individual now, but I'm expecting in July. Would I receive the family rebate amounts later? Jolu 2010-06-03T03:52:48Z 2010-07-05T01:22:27Z <p>I am a single individual now, so I'd be receiving $100 in June. But, I'm expecting in July (will be a single mother.) Will a change in the rebate amount come for December and so on? Would I be receiving $335 then?</p> http://www.basicallymoney.com/questions/2186/hst-in-ontario-business-open-after-midnight-on-june-30-july1 HST in Ontario - Business open after midnight on June 30 (July1) Jim 2010-06-29T21:34:20Z 2010-06-30T23:57:39Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/65/when-does-ontarios-hst-come-into-effect" rel="nofollow">When does Ontario&rsquo;s HST come into effect?</a> </p> </blockquote> <p>My business opens past midnight, do i start charging HST at midnight or at the beginning of business on July 1?</p> http://www.basicallymoney.com/questions/1729/im-on-cpp-disability-am-i-entitled-to-the-hst-rebate I'm on CPP disability. Am I entitled to the HST rebate? barb 2010-06-02T01:16:57Z 2010-06-30T22:22:27Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1224/ontario-harmonized-sales-tax-hst-transition-benefit-rebate-cheques-osttb-who" rel="nofollow">Ontario harmonized sales tax (HST) transition benefit rebate cheques / OSTTB: Who, when, how much?</a> </p> </blockquote> <p>I'm on CPP disability. Am I entitled to the HST rebate and if so how much? I make about 13,000.00 a year.</p> http://www.basicallymoney.com/questions/2193/is-the-osttb-unfair-for-some-single-parents-whose-ex-spouses-have-remarried Is the OSTTB unfair for some single parents whose ex-spouses have remarried? Norma 2010-06-30T16:50:21Z 2010-06-30T21:08:19Z <p>I am a single Mom with joint custody of my young son. My ex-spouse is remarried and has had children with his current spouse. He therefore qualifies for the family rate of HST regardless. I understand that for the purpose of the OSTTB Rebate, whether I am single, or a family, depends on when I receive the CCTB for my son. Years ago, CRA arbitrarily determined that my ex-spouse would receive the CCTB from Jan-June and I would from July-December. Therefore, I am only entitled to one HST Rebate Cheque (November) at the family rate and will receive the single rate for the June 2010 and June 2011 cheques simply by virtue of the fact of the timing of the CCTB. This is a difference of $230. Should I be writing a letter to CRA to request a review? </p> http://www.basicallymoney.com/questions/2158/what-is-13-digit-barcode-for-air-miles-card What is 13 digit barcode for Air Miles card? Doug 2010-06-26T20:27:46Z 2010-06-30T04:35:32Z <p>I want to add my Air Miles card to my iPhone bar code app but it requires a 13 digit number. I'm assume the first 2 digits are standard to all Air Miles accounts. Anyone know what they are?</p> http://www.basicallymoney.com/questions/1720/are-the-hst-rebates-only-paid-for-the-first-year-or-will-they-be-issued-every-ye Are the HST rebates only paid for the first year, or will they be issued every year? Marie Brown 2010-05-31T19:31:32Z 2010-06-30T02:22:29Z <p>Will the HST rebates be paid each year after 2010 as well, or is this a one time thing?</p> http://www.basicallymoney.com/questions/1121/ontario-gas-prices-hst-what-will-happen-to-prices-at-the-pump-on-july-1-2010 Ontario gas prices & HST: What will happen to prices at the pump on July 1, 2010? Zephyr 2010-03-03T04:25:52Z 2010-06-29T20:04:49Z <p>When the HST comes into effect on July 1, 2010 will gas prices at the pump be affected immediately?</p> http://www.basicallymoney.com/questions/1224/ontario-harmonized-sales-tax-hst-transition-benefit-rebate-cheques-osttb-who Ontario harmonized sales tax (HST) transition benefit rebate cheques / OSTTB: Who, when, how much? Chris W. Rea 2010-03-19T16:16:18Z 2010-06-28T04:35:56Z <p>As part of <a href="http://www.basicallymoney.com/questions/65/when-does-ontarios-hst-come-into-effect" rel="nofollow">introducing the HST this July 1st, 2010</a>, the government of Ontario promised to issue special HST rebates to people meeting certain criteria, in order to ease the transition to the new tax.</p> <ul> <li>Who will receive the special HST rebates?</li> <li>How much are the special HST rebates worth?</li> <li>When will the special HST rebate cheques be mailed?</li> <li>Should those entitled do anything to ensure they receive their rebates?</li> <li>In the case of a couple, who are the rebate cheques made payable to?</li> </ul> <h2>ANSWERS ARE BELOW.</h2> <p><strong>Got a follow-up question?&nbsp; First, <a href="http://www.basicallymoney.com/questions/tagged?tagnames=hst&amp;sort=active&amp;pagesize=50" rel="nofollow">browse more HST-related questions by clicking here</a>.<br> If your question wasn't asked already, click "Ask Question" at the top of the page. Thanks!</strong> <br></p> http://www.basicallymoney.com/questions/1880/ontario-hst-rebate-can-everybody-receive-the-hst-rebate Ontario HST rebate: Can everybody receive the HST rebate? spacejam 2010-06-10T01:18:30Z 2010-06-26T14:22:26Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1224/ontario-harmonized-sales-tax-hst-transition-benefit-rebate-cheques-osttb-who" rel="nofollow">Ontario harmonized sales tax (HST) transition benefit rebate cheques / OSTTB: Who, when, how much?</a> </p> </blockquote> <p>Can everybody receive the HST rebate?</p> <p>My income last year is below $10,000. Am I eligible to receive the HST rebate? I didn't make much last year. I am just wondering if I am entitled to receive the HST rebate this June?</p> http://www.basicallymoney.com/questions/2137/ontario-hst-rebate-qualified-for-hst-family-rebate Ontario HST rebate: Qualified for HST Family Rebate? TW 2010-06-24T03:17:28Z 2010-06-24T03:25:32Z <blockquote> <p><strong>Possible Duplicate:</strong><br> <a href="http://www.basicallymoney.com/questions/1224/ontario-harmonized-sales-tax-hst-transition-benefit-rebate-cheques-osttb-who" rel="nofollow">Ontario harmonized sales tax (HST) transition benefit rebate cheques / OSTTB: Who, when, how much?</a> </p> </blockquote> <p>Both my husband and I had filed our 2009 tax return. I owed a couple hundred dollars because I was on maternity leave from Jan-Dec 2009 (my only source of income was coming from the EI - very little). But my husband had a refund. So I am just wondering if we're still qualified for the HST family rebate $1000?</p> http://www.basicallymoney.com/questions/1867/ontario-hst-rebate-if-i-owe-osap-money-will-i-still-get-the-rebate Ontario HST rebate: If I owe OSAP money, will I still get the rebate? donna 2010-06-09T17:38:05Z 2010-06-23T18:22:27Z <p>I owe OSAP. Would I still get the HST rebate?</p>